How to create a ZUGFeRD or Factur-X invoice
Quick answer: To create a ZUGFeRD or Factur-X invoice, enter your business details, add the client, list the items, add payment details and download the PDF.
- Enter your business details. Name, structured address with country, email and your VAT ID, tax number or SIREN.
- Add the client. Name, address and, for reverse charge, their VAT ID.
- List the items. Quantity, unit, price and VAT treatment per line.
- Add payment details. IBAN, payment terms, and in France the late-payment penalty, the €40 recovery fee and the early-payment discount mention.
- Download the PDF. It opens in any PDF reader. Inside is factur-x.xml, which your client's software reads.
ZUGFeRD and Factur-X are the same format
ZUGFeRD (Germany, FeRD) and Factur-X (France, FNFE-MPE) are one joint standard: a PDF/A-3 file with the invoice as UN/CEFACT CII XML attached. This tool makes the EN 16931 profile, the level that counts as a full e-invoice in Germany and France.
Germany: when e-invoices become mandatory
Since 1 January 2025 every business in Germany must be able to receive e-invoices from other businesses. Sending them is phased in: paper and PDF invoices are still allowed for 2025 and 2026, in 2027 only if your previous year's turnover was €800,000 or less, and from 1 January 2028 e-invoices are required for all domestic B2B invoices (§ 27 (38) UStG). Small businesses under § 19 UStG may keep sending normal invoices (§ 34a UStDV), and invoices up to €250 are excluded.
France: plateforme agréée from 2026 and 2027
In France every business must be able to receive e-invoices from 1 September 2026. Large and mid-sized companies issue them from 1 September 2026; SMEs, micro-businesses and micro-entrepreneurs from 1 September 2027. From your date, invoices to French businesses must go through a plateforme agréée (an approved platform): emailing a PDF, even a Factur-X, no longer counts (DGFiP). This tool makes the Factur-X file that you can upload to your platform.
Frequently asked questions
Does a ZUGFeRD PDF count as an e-invoice in Germany?
Yes, from the EN 16931 profile up, because it follows EN 16931 (§ 14 (1) UStG). The MINIMUM and BASIC WL profiles don't, because they don't contain the invoice lines.
Can I just email a Factur-X in France?
Until your start date (1 September 2026 or 2027), yes. After that, invoices to French businesses must go through a plateforme agréée. Use this file to upload to your platform, or check whether your platform makes its own.
I'm a micro-entrepreneur: what about VAT?
Choose "Exempt from VAT" on the items and the art. 293 B CGI reason, and give your SIREN. The invoice then says "TVA non applicable, art. 293 B du CGI".
Is the file valid PDF/A-3?
While building this tool, the generated files were checked with Mustang and veraPDF (PDF/A-3B), and the XML against the Factur-X and EN 16931 rules. The fonts are embedded, as PDF/A requires.
Is it free?
The normal PDF invoice is free with no limit. E-invoices: 2 a month are free on this device; for more, a pack of 10 costs €9 (use within 12 months) or unlimited costs €6 a month.